Businesses both large and small need to reduce costs by finding the most competitive premiums but without sacrificing the best insurance coverage. If you have a low premium cost but you have incorrect or inadequate insurance coverage your business can suffer significant consequences. As a business insurance specialist, our agency will deliver the most comprehensive insurance coverages at the most affordable premiums.
We represent over 50 major insurance companies, this allows us to tailor your business coverages to meet the needs of your specific industry as well as you business/operating model. It is highly recommended to review your business insurance annually. New legislation, industry changes, and legal developments are only a few of the considerations that can effect your coverage needs. If you have not had a business insurance review in over a year you may be missing important coverages. Your insurance should not be static, it must adapt to the changing environment to properly defend you against a variety of claims, both large and small.
Don’t Waste Another Second… Contact Gaspare Assurant Group today for a business insurance review. You’ve worked hard to build your business, make sure it is properly protected!
Owning a home in New Jersey is a huge accomplishment. Do you know how to protect you and your family from costly issues that could take this all away? Homeowners insurance is a type of policy that provides protection against disasters and other issues effecting your home that can hurt you financially. In most cases, an NJ homeowners insurance policy takes the form of a package that will typically cover the following:
The amount of coverage for the items above can vary depending on the type of homeowner’s insurance policy you buy. Typically, you can work with your insurance agent to create a comprehensive homeowners insurance policy that will provide adequate coverage where you need it the most. A good New Jersey homeowner’s insurance policy will ensure that both you and your family will be safe from potential liability issues as well as property damage.
Liability issues, are typically expressed in the form of injury or property damage that yourself or a member of your household may unintentionally cause to another person. Some types of homeowners insurance policies will also cover damage caused to other people by household pets. Your home is covered for damaged caused by most disasters. Typically, floods, earthquakes, and normal wear and tear are excluded from New Jersey homeowner’s insurance coverage. As a result supplemental policies are often purchased to provide coverage for floods and earthquakes. Ask your agent if you should obtain a supplemental policy to provide flood or earthquake coverage.
For more information on New Jersey homeowner’s insurance, contact one of the experts at Eastern Insurors today! We will offer numerous homeowners insurance options from multiple providers. We are pros when it comes to creating a customized and comprehensive New Jersey homeowner’s insurance policy.
Fill out our free quote form to help us better understand your specific homeowner’s insurance needs. A home is important to any family, do not leave the fate of your home to chance.
Gaspare Assurant Group offers great rates on New Jersey Homeowner’s Insurance
Almost every state legally requires drivers to have car insurance before registering a vehicle, but this does not mean that purchasing coverage is something you should take lightly. NJ auto insurance policies should be discussed and reviewed with your insurance agent. Although you may practice safe driving, you cannot account for everyone else on the road. Auto insurance policies usually provide these basic coverage options:
It is almost impossible to affordably own a vehicle in New Jersey without auto insurance. No one is invincible and accidents and damages can be very costly. It is important to make sure you have adequate coverage the not only fits your lifestyle, but also your wallet. At the very least, most states require that you carry auto liability coverage, but it important for your own benefit to have a policy that has much more. Please contact Gaspare Assurant Group today and fill out our free auto insurance quote form.
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